U.S. Small Business Statistics

•There are currently more than 27 million small businesses in the U.S.

•More than 70% of these businesses are owned and operated by a single person

•77 million people, or 57% of this country’s workforce, are employed by small businesses

•Approximately 70% of all small businesses remain in operation 2 years after inception

•Approximately 50% of all small businesses remain in operation 5 years after inception

•54% of small businesses are home-based
What Is Small Business Insurance?




​​​​As a life-long resident of Northeast Alabama, Jeremy is recognized as one of the leading insurance agents in the area. His years of experience, finding the perfect insurance provider and writing policies for a huge array of personal and business insurance needs, means that you have a knowledgeable expert working for your best interest.

​​​​​​​​​​​"As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority."

American Insurance Services

2901 B Rainbow Drive

Rainbow City, Al 35906

256-490-9877 (Cell)

256-467-3899 (office)

256-467-3889 (fax)


Jeremy D. McDonald, MDRT

Small business insurance is an optional insurance plan that provides you with the coverage necessary to keep your business operational, especially in the aftermath of a catastrophe or a lawsuit. Catastrophes can include fires, major weather events, and accidents with extreme losses. Lawsuits can also devastate your business. These insurance plans can be customized to meet the inherent risks faced by your particular business.

Nearly half of all businesses that are forced to temporarily stop operations because of a natural disaster fail within 5 years. Of those that are unable to resume operations within 10 days, nearly 80 percent close within one month. A solid business insurance policy can prevent this from happening by allowing your small business to remain profitable, even in the face of disaster.